Loan Products

Our bank officers know business, agriculture and real estate lending, and will help you structure your loan and keep your business running smoothly and efficiently. Loans for individual needs can be designed for your personal situation. Our loan officers have many years of lending experience and have knowledge of the local and regional economy.

AGRICULTURE
Stop in and visit with one of our commercial lenders about an agricultural loan. You can use our ag loans to purchase land, livestock, equipment or farmland. We specialize in operating loans and are an FSA lender offering a variety of short and long-term loans.

BUSINESS
We finance major purchases or make working capital loans. We are an SBA approved lender and will make an effort to understand your business. Repayment terms can be designed to match your business cycles.

REAL ESTATE
First Security Bank-West has experienced real estate lenders to assist you with the purchase of your home, business or farm real estate. Stop in to see us when you plan to build, buy or refinance. Our rates and fees are competitive and we try to make everything understandable and easy. We pride ourselves in being able to give personalized service to our customers.

PERSONAL AND VEHICLE
A personal loan can help you finance items such as vehicles, recreational items, household goods or vacations. We also do debt consolidation, finance boats and motors, motor homes and campers. We can customize a loan to fit a variety of borrowing needs.

READY RESERVE
We have a product called ready reserve. This means we have approved, in advance, a personal loan to help balance your checking account if you should overdraw. It is designed so that you can write your own loan up to an established credit limit. It helps reduce complications, overdraft charges and embarrassing overdraft notices. Please note: This product is not available at our Fairview Branch.