First Security Bank-West is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules. First Security Bank-West’s interest bearing NOW accounts are insured, through June 30, 2010 up to $250,000.00 under the FDIC’s general deposit insurance rules.